Emergency Medical can reimburse the costs to treat a medical emergency during a trip. Emergency Medical insurance covers the cost of treating an unexpected illness or injury that occurs while traveling. Covered expenses under the Emergency Medical benefit typically include ambulance services, hospital and doctor bills, emergency dental services, and x-rays or lab costs. There …
Travel medical insurance plans are designed to cover international travelers in the event that they contract an illness, are involved in an accident, or suffer an injury while outside of their home country. Generally, domestic health insurance plans won’t cover you if you get sick or are injured while traveling abroad. Travel insurance is an …
Health insurance premiums ran about $438 per person per month in the U.S. in 2022, leaving many people to wonder whether a health plan exists that they can afford.1 Medicaid is the cheapest health plan you can get. It provides free or low-cost coverage to those who qualify.2 Key Takeaways Medicaid is the cheapest form of health insurance, but …
Read More “What Is the Cheapest Health Insurance You Can Get?”
What is travel insurance? Travel insurance is designed to cover you for trips of limited duration. It is intended for holidaymakers and short term trips abroad, and offers protection against travel related issues such as: Cancellations Loss of luggage Loss of personal belongings Emergency medical treatment In terms of medical coverage, travel insurance is intended to provide …
Read More “The difference between international health insurance and travel insurance”
There are 41 million people in the U.S. who say they need life insurance but do not have it, according to the 2020 Insurance Barometer Report from industry groups LIMRA and Life Happens. This can partially be explained by the tendency of people to overestimate its cost. Perceptions about affordability and value can deter people …
It’s a week before your trip and you get the sniffles…now what? Of course the sniffles can be just that — a minor inconvenience that quickly clears up before takeoff. In most cases, just a false alarm. But it can also morph into something else, possibly interfering with the trip you’ve spent months planning and …
Read More “What is trip cancellation and interruption insurance?”
What are trip cancellation and trip interruption insurance? Trip Cancellation Insurance will reimburse you for the amount of pre-paid, non-refundable travel expenses (e.g. airline, cruise, train, hotel, etc.) that you have insured, should you cancel your trip before departure for an unforeseen covered reason. Trip Interruption Insurance is similar to cancellation coverage, but covers you …
Read More “Trip Cancellation and Trip Interruption Insurance”
If you are going on a cruise, you might be wondering how much medical care, such as X-Rays or a consultation with a doctor would cost. Hopefully, you will never need to find out, but I recently took an MSC cruise, and this pricelist was clearly displayed in the medical centre. How Much Does it Cost to …
Medical evacuation insurance is one of the most important types of insurance you can have. If something happens while you are on vacation and need to be evacuated to a hospital, this insurance will help cover the costs. This guide will discuss what medical evacuation insurance covers, who should purchase it, and how much it …
Read More “Medical Evacuation Insurance: What You Need to Know”
Why is Medical Evacuation Insurance Important? No one wants to consider what could happen if they become sick or injured while traveling. However, emergencies arise, and illness and injury can happen anywhere. If a patient is hospitalized while traveling, and is so critically ill that they need to be transferred to another higher level of …